By purchasing life insurance, it will protect and provide coverage for your family and loved ones by giving them a tax-free payment after you die. It should be noted that insurers will base your rate depending on your circumstances and needs. The cost of life insurance you purchase as an individual also depends on your age, gender, health, medical history and lifestyle
This type of life insurance provides a fixed amount of insurance for a specific period of time. A term life insurance policy provides temporary protection, which can be customized to meet your changing needs.
This type of life insurance provides coverage for your whole life and depending on the type of permanent life insurance you buy, it can also build cash value over time. In fact, some permanent life insurance policies let you pay for a limited time and then you don’t have to pay any more.
This type of life insurance is a type of permanent whole life insurance coverage that can be eligible to receive a sum of money. This can be used to buy more coverage, reduce your annual premium cost or earn interest inside your plan. However, it should be noted that dividends are not always guaranteed.
This type of life insurance is a more flexible type of permanent life insurance plan that combines protection and savings. A guaranteed death benefit will be chosen for your beneficiaries, which means that the payments you make above the cost of insurance can grow in a tax-preferred savings account or can be used to increase the amount of your death benefit.
Whether price is the top priority for you, or you’re willing to invest a little more for top-notch service and peace of mind, the ‘right insurance’ really comes down to what’s right for you. At the very least, it’s essential that your insurance coverage fits all of the people, things, and places that you love most. Robo-quotes rarely collect enough information to get a complete picture, but our team members will write a quote for you that truly fits your needs.
Like all service industries, some providers are better than others, and the cheapest package doesn’t always live up to expectations. Let us do the shopping for you, and we’ll help you find the perfect policy at the right price. Insurance is for your protection, and it’s important to think for the future. The ‘what if’ moments in life do happen, and when they do, that’s when the right insurance truly shines.
Yes, because accidents happen. When disaster strikes, you need a partner on your side to help you pick up the pieces. Buying insurance and shopping for a policy doesn’t mean that you have to focus on the negatives or fear for the future, but you should be pragmatic and prepared. Comprehensive coverage protects you against the risk of future loss and financial ruin.
Many people only buy insurance when it’s legally required, but we believe in planning for the future. We can help you create a safety net for the life that you’re building and protect what you love with insurance from a quality provider.
An insurance broker has special training and industry insights to help you find the right insurance. Some shoppers are keen to cut out the middle man, but policies are actually cheaper, on average, through a broker compared to direct-sales pricing. While many companies are investing in AI programs to draft quick quotes and then hire brokers to clean up mistakes, Zavano works differently. Make sure to choose an independent broker who can help you compare quotes and shop policies from different companies. Plus, it’s important to find a team that truly listens to your needs in order to deliver a unique solution.
Well, you can – but do you really want to? The industry has shifted toward ultra-quick quotes from chat bots and questionnaires, but that has also led to a big rise in misquoting. When all you can see is a price, it’s difficult to compare and make the right choice. Summary comparison charts and price-matching don’t factor in the little details that matter most. How do you judge the quality of service and coverage that you’ll receive in case of an emergency?
Insurance is your safety net for the future, and we’re committed to delivering peace of mind. By working directly with an insurance agent, we can help you understand your policy and make an informed decision. The risk of under-insuring (or over-insuring!) is eliminated with Zavano. We’ll talk with you directly to understand your needs, then create a competitive policy to match.
